Insurance & risk solicitors
We provide legal advice on complex insurance, litigation and risk matters for corporate clients in every sector, including some of the UK’s largest private companies, as well as public sector organisations and the insurance industry.
Overview
Litigation and risk matters, in every industry sector
No matter what business you are involved in, it involves operational risks. We are here to help you deal with the outcome in the best way possible.
Our Insurance & Risk team is one of Scotland’s largest and leading insurance practices, providing a specialist, one-stop service to meet the needs of every client. We provide legal advice on complex insurance, litigation and risk matters for corporate clients in every sector, including some of the UK’s largest private companies, as well as public sector organisations and the insurance industry.
We offer a complete service, incorporating both contentious and non-contentious, and provide extensive technical expertise in insurance law and risk management. The team also deals with defending all aspects of claims, including employers’ liability, public liability and road traffic claims. Taking a collaborative approach ensures their clients are given accurate assessments of the prospects of success at every stage, and the costs likely to be recovered or incurred.
Our services
Representing the corporate world in Scotland and beyond on difficult insurance and liability risk issues requires specialist knowledge. As well as dealing with pursuer claims for companies we also have a very experienced team who can defend claims made against a business under the services outlined below.
Often these claims can be covered by a company’s insurance policy, however a company is entitled to opt for ‘freedom of choice’ to allow the experienced team at Harper Macleod to assist. In addition, we often find that companies have a high excess in terms of insurance and it is often not advantageous to claim through an insurance policy. Again this where we may be able to assist.
The services covered below incorporate a variety of areas but this is no way exhaustive. Contact the team to find out if we can help. Our team brings together practitioners with in-depth practical legal experience and expertise in key disciplines.
Our services include:
- Complex claims litigation & dispute resolution
- Contractual Issues
- Employers’ & occupiers’ liability
- Fraud
- Health & safety Prosecutions
- Health & safety civil cases
- Indemnity
- Insurance contracts
- Industrial Disease
- Policy interpretation and placement
- Road traffic accidents
Key contacts
THE TEAM
Our Insurance & Risk team is one of Scotland’s largest and leading insurance practices, providing a specialist, one-stop service to meet the needs of every client.
Work
Our work
Our team brings together practitioners with in-depth practical legal experience and expertise in key disciplines.
Employer’s liability – injured member of staff
Overview
Acting for a retail outlet defending a claim where a member of staff fell from a wooden plinth within the course of her employment and sustained an injury to her neck and leg settling the claim on the best terms possibly avoiding the need for litigation. We also successfully defended a claim brought by an employee who tripped over a goal net whilst seeking to attract the attention of a player on the sport’s field.
Public liability
Overview
Defending an action for a large retail company brought by a member of the public following an injury which resulted in early retirement . We settled the case on a split liability basis in favour of our client.
“Well-regarded team with considerable experience in employers’ and public liability and industrial disease actions. Also noted for handling cases with cross-border elements.”
“The client focus is strong, with a clear sense of putting the client first. They have adapted to online working well since Covid. They have a strong identity as a team and I’m confident that any client will get robust advice and representation.”
“They provide helpful advice and ad hoc comment from a Scottish perspective, which is most welcome for those who have to work in all four jurisdictions, so have to stay nimble and updated.”
Articles
Insights
O Christmas Tree … another case of personal injury fraud
Insights
Understanding the risks of beauty treatments
Insights
Case law update: Davie v Powerteam Electrical Services (UK) Ltd and Another [2023] CSOH 94
Insights
Damages for personal injury and services rendered
Insights
Road Safety Week – 19 to 25 November 2023 by Brake, the road safety charity
Insights
Self-driving cars – is artificial intelligence the new driver on our roads?
Insights
Fraud in personal injury claims
Insights
Recent developments in qualified one-way cost shifting (QOCS)
CONTACT US
Call us for free on 0330 159 5555 or complete our online form below to submit your enquiry or arrange a call back.