The Department for Transport is working with insurers and the police to make sure drivers are not unfairly penalised for not being able to get an MOT during periods of self-isolation. Meanwhile, the Association of British Insurers (ABI) has confirmed that ‘key workers’ do not need to contact their insurer to update their documents or extend their cover for additional and necessary journeys.
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A new Bill is being considered by Parliament which will require children under the age of 16 to wear a safety helmet when riding a bicycle on a public highway; and for connected purposes.
As you look ahead to strategically exit hibernation of your business, when the time comes, do you have the right insurance in place to go forward? Two of the most important types of insurance for small businesses are employer liability insurance and public liability insurance.
Generally speaking, many UK insurers define a commercial property as being "unoccupied" if it is empty or not being fully utilised for business purposes for a continuous period of 30 days. Some insurers have extended the period to 60 days due to the current lockdown, but owners of such properties should carefully check their policies and contact their providers to be sure that they remain covered.
Scottish winters are well known for their harsh conditions. The dark nights combined with ice, snow and heavy rain can make working conditions challenging, but what effect do they have on an organisation's health and safety obligations?