How long will it take to get compensation? How much compensation will I get? How much is this going to cost me? Only one of these questions can be answered with any certainty at the start of a personal injury claim. Cost. Before you even start the claim process, your solicitor will be able to tell you how much it's going to cost you.
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Court decision opens up potential Covid-19 claims by Scottish businesses under business interruption insurance
On 15 September 2020, the High Court in London handed down its decision in The Financial Conduct Authority v Arch Insurance (UK) Ltd and Ors. The judgment provides guidance on the operation of non-damage business interruption insurance, with particular reference to the effects of Covid-19. It opens up potential claims by policyholders against insurers, with the FCA estimating that the decision could impact as many as 370,000 policies. In the event that insurers seek to avoid paying out, Scottish business owners may find that litigation is a necessary step for recovery.
The decision in the High Court is out! It has been decided that the majority of businesses that held business interruption insurance and were forced to close as a result of Covid-19 could be entitled to be compensated by the insurers involved, subject to appeal.
New rules introducing group proceedings in Scotland from 31 July 2020 mean that claims can now be brought by a representative on behalf of a group of people who are all affected by the same issues.
Many of those with outstanding personal injury claims and those considering making a claim will be wondering what effect the pandemic will have on them. We consider some of the most common questions below.