The Supreme Court has handed down its judgment on the operation of Business Interruption insurance policies, with particular reference to the effects of Covid-19. The Supreme Court has substantially found in favour of the insured businesses. Given the continual and fast-moving changes to the Government's instructions through press conferences in response to Covid-19, this is welcomed clarification for businesses and policyholders alike.
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In their ruling, the High Court determined that the restrictive covenants in question constituted an invalid restraint of trade and were therefore unenforceable. One of the central issues in the ruling was the fact that the employer had failed to demonstrate to the High Court that the nine month non-competition clause was no wider than was reasonably necessary for the protection of their legitimate business interests.
The coronavirus pandemic has had an enormous impact on family dynamics. It has introduced uncertainty and strain where previously none may have existed. It has amplified disagreements and tensions in families who were already having difficulty navigating post-separation arrangements.
The UK Government has now extended the Scheme for a further month, until the end of April 2021.
It is somewhat of an understatement to say that 2020 has been difficult and challenging for all of us, and certainly not least for those in the Healthcare sector. Indeed, for many business owners it is normal to being experiencing what some have termed "lockdown fatigue". Some owners may well be re-considering their positions on succession planning - but what are the options and where do you start?