National Savings & Investments (NS&I) has announced it is scrapping its Children's Bond for new savers from September as it introduces its Junior ISA.
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Latest articles from Pamela Niven
Often it is assumed that should someone become incapable of dealing with their own affairs then their spouse/civil partner, or close family members, will be able to act on their behalf. However, this is not the case. Unless there is a Power of Attorney set up in advance, no one has an automatic authority to make decisions about someone's life if they lose the ability to make decisions for themselves.
Recent reports have claimed that the Amercian pop star Prince passed away last week with no Will. In Scotland it is a time consuming and costly exercise to administer an estate where there is no valid will, which can cause unnecessary uncertainty, distress and expense for those left behind. Here we explain what happens how your estate is distributed if you die without leaving a Will.
According to UK report last year, a typical internet user has more than 100 separate online accounts – from online banking to social media. Indeed, it would be unusual now for someone to die without leaving some sort of digital footprint. What happens to all of these accounts on the death of the account holder? Here, we look at the current situation and the best ways to get your digital assets in order.
Have you checked your Will to ensure you will benefit from the changes to Inheritance Tax introduced by the 2015 Budget? If not, you may miss out on the new £1million allowance for couples ….