National Savings & Investments (NS&I) has announced it is scrapping its Children's Bond for new savers from September as it introduces its Junior ISA.
Life, business and the law
The law never stands still, and the way it applies to you and your organisation is constantly evolving. Our people are on top of these developments and can keep you up to date with some of the most interestings aspects of these changes. Check out our articles and updates for our perspective on issues that might affect you.
Latest articles from Pamela Niven
Often it is assumed that should someone become incapable of dealing with their own affairs then their spouse/civil partner, or close family members, will be able to act on their behalf. However, this is not the case. Unless there is a Power of Attorney set up in advance, no one has an automatic authority to make decisions about someone's life if they lose the ability to make decisions for themselves.
According to UK report last year, a typical internet user has more than 100 separate online accounts – from online banking to social media. Indeed, it would be unusual now for someone to die without leaving some sort of digital footprint. What happens to all of these accounts on the death of the account holder? Here, we look at the current situation and the best ways to get your digital assets in order.
Virtually all of us will have home insurance, not just for the building itself, but for the contents too. Indeed, many of us will have car insurance, annual holiday insurance and even boiler insurance. Why do we do this?