NS&I Closes Children's Bonds - what does this mean for those saving for children?
National Savings & Investments (NS&I) has announced it is scrapping its Children's Bond for new savers from September as it introduces its Junior ISA.
HM Insights
Life, business and the law
The law never stands still, and the way it applies to you and your organisation is constantly evolving. Our people are on top of these developments and can keep you up to date with some of the most interesting aspects of these changes. Check out our articles and updates for our perspective on issues that might affect you.
Latest articles from Pamela Niven
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Dementia Awareness Week is a call to action for us all in relation to Powers of Attorney
Often it is assumed that should someone become incapable of dealing with their own affairs then their spouse/civil partner, or close family members, will be able to act on their behalf. However, this is not the case. Unless there is a Power of Attorney set up in advance, no one has an automatic authority to make decisions about someone's life if they lose the ability to make decisions for themselves.
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What happens in Scotland if you die without a Will?
Recent reports have claimed that the Amercian pop star Prince passed away last week with no Will. In Scotland it is a time consuming and costly exercise to administer an estate where there is no valid will, which can cause unnecessary uncertainty, distress and expense for those left behind. Here we explain what happens how your estate is distributed if you die without leaving a Will.
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Death and your Digital Footprint - creating a personal assets log
According to UK report last year, a typical internet user has more than 100 separate online accounts – from online banking to social media. Indeed, it would be unusual now for someone to die without leaving some sort of digital footprint. What happens to all of these accounts on the death of the account holder? Here, we look at the current situation and the best ways to get your digital assets in order.
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New Additional Inheritance Tax Nil Rate Band
Have you checked your Will to ensure you will benefit from the changes to Inheritance Tax introduced by the 2015 Budget? If not, you may miss out on the new £1million allowance for couples ….